NCR has in place Directors & Officers coverage, which provides financial protection for the directors and officers in the event they are sued in conjunction with the performance of their duties as they relate to the Authority.

Side A Coverage: - Provides coverage directly to the directors and officers for loss – including defense costs – resulting from claims made against them for their wrongful acts.

Side B Coverage: - This coverage reimburses the company for the expense of indemnifying its directors or officers as a result of claims made against them

Side C Coverage: - provides protection for the corporation for its own liability - separate from directors and officers losses.

EPLI Coverage (optional) - This coverage typically protects directors, officers, employees and/or the company against employment-related claims brought by employees and, in certain circumstances, specified third-parties. For example, it provides coverage for wrongful dismissals or failures to promote, sexual harassment, and other violations of federal, state or local employment and discrimination laws brought by the company’s employees. EPL claims have also seen a dramatic increase in frequency and severity over the past decade.

OBEP Liability Coverage (optional): This coverage protects the district for negligent acts, errors or omissions in the administration of their OPEB Trust. OPEB includes any post-employment medical, dental, vision, and prescription benefits. OPEB also includes other non-pension and non-healthcare post-employment benefits that are administered outside of a pension plan, such as life insurance, disability, long-term care, and legal services.

Fiduciary Liability Coverage (optional): - This coverage protects plan sponsors and trustees from defense cost and penalties if they are sued for fiduciary decisions they make for an employee benefit plan. A plan fiduciary is anyone who has discretionary judgment authority for the employee benefit plans; however, government plan fiduciaries do not transfer their liability by delegation of their duties to service providers. Trustee’s exposure includes investment decision, performance and monitoring